dig {or} sink

My name is Wale and I love Tech.

There's been a lot going on in the blockchain space lately. So I had to get this piece off my mind and published. This was also the motivation behind publishing the FinTech post yesterday since I haven't posted here in a while.

One of my goals this year was to educate myself more around the blockchain space. I have been doing that on a weekly basis to be more aware of what's going on. I first jumped into the Crypto markets back in 2016/2017, around when all the ICO craze started and Bitcoin was on a run. Like a lot of people, I got burned a few times and stayed away from it. But coming at it now from a more mature and educated perspective, I feel this is the time.


FinTech is eating up the world. I think my first introduction to the word FinTech was when I started learning about companies like Square and Coinbase. If I were to define FinTech in my own simple way, I would define it as the modernization of traditional financial services.

The emergence of the Blockchain and Crypto has accelerated the number of FinTech companies that are popping up. Most of these companies live by the same ethos, which is to serve the unbanked and for everyone to be their own bank in a way. The traditional financial markets has never really worked for the people, especially if you think about all the hoops you have to go through just to take your money out, transfer money to someone, or borrow money.


The path to financial freedom is through ownership. Ownership gives you control of your own destiny. Ownership creates leverage. Ownership generates active and passive revenue steams.

Every wealthy individual I have ever had the fortunate chance of interacting with all have one thing in common, ownership. Wealth may be a byproduct of ownership, but for me it's not even the wealth part I am chasing. The focus is freedom and freedom is what everyone craves. Freedom to live. Freedom to do what you want, when you want. Freedom to travel. Freedom to wake up when you please. Freedom of choice. This is something we all want deep down inside.


This is the time to build. In order to build, you need to execute whatever you have learned. I wrote about the need to “Learn” a few days ago, as a pre-requisite to building.

I will now expand on the 6 points I covered in my “Learn” post as examples on how I transitioned from learning to building.

Here are the areas of building I was able to accomplish:


This is the time to learn. Even prior to the lockdown, I had a few goals for 2020 in terms of books I wanted to read. When the lockdown happened, it created the perfect opportunity to meet those goals and then some.

With some extra time I had due to the lockdown, I decided to allocate wisely. I think I've been able to learn and self-educate myself on more topics the last 5 months than I have the last 5 years.

Here are the areas of learning I was able to accomplish:


This is part 2B of a 13 part series called “Beyond 2020”, where I share my thoughts on disruptive industries which have been exposed and/or accelerated by Covid. It is a continuation of part 2A. Part 2 itself became too long of a post than I had anticipated, so I split it into 2A and 2B. Part 2A covered the Automotive sector. Part 2B will cover the Space sector. So let's get right into it.

Space Transportation

Space is already a niche industry by default. Add to that, the complexity and resources required, make it a very high barrier to entry which very few people can enter. That being said, there are 3 disruptors I truly admire who have created innovative companies around this sector. In addition, all 3 have something else in common...can you guess? Yes, they are all billionaires. I've always said, never bet against a billionaire and secondly, pay attention to what people do and not what they say, especially if they are a billionaire.


This is part 2 of a 13 part series called “Beyond 2020”. I started with part 1 last week to share my thoughts on disruptive industries which have been exposed and/or accelerated by Covid. So let's get right into it.

Transportation is an area that affects almost everything we do on a daily basis. It is a way of getting people or objects from point A to Point B. It is also an area that is changing rapidly. I see the future of transportation as two parts: (1) Automotive (2) Space.


One of the best analogies about money I have ever heard was to look at your savings pile as an army. You are the commander of that army and every dollar you have represents a soldier in your army which you need to put to work. Once deployed, each soldier should return with new recruits. The visual representation of this analogy is so simple, yet so powerful. In essence, your money should be working for you.

I'm sure most of you have seen the memes or heard the saying about the average millionaire having 7 sources of income etc. Well newsflash, in this day and age multiple sources of income applies to everyone. It is no longer even an option or something used only by the affluent. Everyone needs to be living by this standard right now.


The first half of 2020 passed. We are now in the second half. I started this blog with an original post called 2020 and beyond... which covered thoughts of what this year has been like. I thought it would be a great idea to take this theme and expand on a post-2020 world.

Various industries are changing right before us as we know them. The best way to prepare for the future is to anticipate areas of disruption as they emerge, or you will be left behind. This post is going to be the first of a 13 part series where I will be sharing my thoughts around industries of the future and areas people should be aware of. Preparation doesn't only mean awareness, but it also means proactiveness in terms of identifying where you could fit in and succeed in this new world by either becoming a knowledge expert, building a product, providing a service or via investments.


Who would have thought zipping a file on macOS could be a nuisance for Windows OS-designed products/services. This was exactly what I faced the last few years until I found Keka. I haven't looked back since.


Enter your email to subscribe to updates.